Make saving part
of your routine
Flexible accounts built for daily savers, small businesses and long-term planners.
WHY CHOOSE SPECTRUM SAVINGS?
Competitive Rates & Free AMC
Earn attractive, guaranteed interest on your personal savings, plus zero Account Maintenance Charges (Free AMC) on Spectrum Corporate Suite accounts.
Instant Digital Account Opening
Open an account in minutes with ₦0 opening balance — via instant link, scanning our QR code, dialing *5434#, or using the Spectrum Pay App.
Guaranteed Security & Discipline
Lock your funds safely away from temptation with Safe Lock and Fixed Deposit accounts, building long-term discipline backed by NDIC deposit insurance.
OUR SAVINGS PRODUCTS
Grow your money, your way
Regular Savings
A flexible everyday savings account that lets you save and withdraw with ease, at your own pace.
Zero opening balance to get started
Save and withdraw with ease at your own pace
Competitive interest on everyday savings balances
Seamless digital banking on the Spectrum Pay App & USSD (*5434#)
Zero hidden fees and free SMS/Email transaction notifications
